Why It Pays To Bank Blue - Our DNA

Morris Bank seeks to be the first choice for financial services in the communities we serve; second to none in quality, efficiency and integrity.


We do this by developing the highest quality team to profitably grow our customer's assets. We also give back to communities by supporting charitable initiatives where our customers live.


Morris Bank’s core values demonstrate our commitment to sharing our banking knowledge and information openly, honestly, and appropriately, and to serve our customers.


Our management and employee team uphold daily the following Code Blue principles:


  • Believe - Common beliefs build a strong team.
  • Lead - Leadership is integral to success.
  • Understand - Understanding our customers makes us a better bank.
  • Excel - Excellence in service for all the communities we serve.


So, when we’re asked, “What makes Morris Bank different?” Our response is always our people; because our team adheres to Code Blue and that ultimately feeds the successful pursuit of our mission. 


The Live Oak and Morris Bank

As a southern staple in our nation, the live oak graces our coastal lands with the strength to leave marks in history, resilience to withstand trying times, and outstretching arms to provide shelter to those around it. In terms of leadership and perseverance, one can draw from the regal and robust qualities of these landscape anchors. In a comparison of the live oak and the tradition of a financial institution, one can find great wisdom and guidance. At Morris Bank, many of these principles mirror our daily operations, and we apply them to our long standing presence through fluctuations in the financial world.

So how does a live oak compare to the operations of Morris Bank?

  • Strong Base

  • Grow Continually

  • Be Flexible

  • Provide Shade for Those Around You

  • Knowing When to Let Go

  • Prepare for the Storm

  • Strong Base

    The bank resembles the live oak with its significant strength anchored by a large root system. The live oak is one of the strongest trees in the world and strengthens itself with a root system that is wide-spreading and travel for nutrients. Regardless of the reach of the bank, without a strong base we are incapable of serving our customers. All the more reason why we stay grounded and strongly support the communities we serve.

  • Grow Continually

    A live oak is evergreen and continuously improves its existence and position on earth. The bank continues to grow and strengthen during both strong and weak economies in order to continue to grow our customer base and serve more families and businesses.

  • Be Flexible

    A live oak’s wood is extremely dense and hard, making it strong and durable in use. Live oak heart-wood averages 54 pounds dry weight per cubic foot and almost 90 pounds of wet/green weight per cubic foot. As hard and strong as the live oak is, it is one of the most flexible woods around. A live oak’s character and beauty are developed during the rough times in its life. Hurricanes and strong winds have shaped many of the picturesque live oaks that have become famous. Flexibility as a bank is critical during the ebbs and flows that arise in the financial industry.

  • Provide Shade for Those Around You

    A live oak has a natural calming effect on those that seek peace in their shade. Our customers look to us for financial solutions during times of uncertainty. We are here to help see them through those situations as they arise.

  • Knowing When to Let Go

    While a live oak is evergreen, it does release some leaves in the springtime to make way for new growth. Knowing when to let go of things in order to grow into the future is a must for any leading organization.

  • Prepare for the Storm

    Knowing that weather (or circumstances) will not always be ideal, a live oak’s strong base and flexible system prepares it for any elements presented. Knowledge to prepare for trials as they arise is extremely important for any organization. At Morris Bank, we strategize and anticipate market fluctuations and always strive to be prepared for our customers.

Our History


In November 1954, when Louie Livingston made the first deposit in Morris Bank, life was simple, and business was conducted on a gentleman's word and a handshake. In our constantly changing community, we still believe in that philosophy, and our commitment to our customers is stronger than ever.


The bank was originally located on the first floor of the Morris Office Building at 200 South Jefferson Street. Founder George T. Morris served as President. In April 1963, the bank changed locations to 301 Bellevue Avenue and the Mall Office was opened in October, 1971. Construction was completed on our new main location and opened in April of 2008. Since then we’ve added office locations in Gordon, Gray and Houston County.

Times have changed and Morris Bank has grown in ways our founder could never have imagined. We now offer much more with technology that our first customers couldn’t have even dreamed of. We still say “hello” when you walk in; because Morris Bank hasn’t forgotten that our customers make all the difference.

Our “hello” is the gateway to providing a productive banking relationship for all of our customers. Call us or drop in to one of our conveniently located branches. We’d love to show you how easy and rewarding banking with us will be.

President's Message

Our President/CEO Spence Mullis, talks history, hometown banking and “big-city” opportunity

Board of Directors

  • Thad Childs


    Director, 2015

  • F. Scott Beasley

    President, Duncan Tire Company, Inc.

    Director, 1992 

  • Leonard Blount

    Principal, Capstone Benefits Consulting, LLC

    Director, 2019

  • Mark S. Byrd

    Owner, Houston Lake Country Club

    Director, 2016

  • O.D. Cullen, III

    Consultant, Blanchard Equipment Company, Inc.

    Director, 1992

  • Phillip Faircloth

    Chairman of the Board and CEO of Farmers Furniture

    Director, 2014

  • J. Bent Gay, Jr.

    President, Gayco Healthcare Management

    Director, 2007   

  • Lisa Livingston

    Director, 1995 

  • Michael A. Maffett

    President, Curry-Maffett Insurance

    Director, 2016

  • Roger W. Miller

    Executive Vice President, Morris Bank

    Director, 2006

  • Wallace E. Miller

    Senior Community Banker

    Director, 2006

  • Spence N. Mullis

    President & Chief Executive Officer, Morris Bank

    Director, 2005

  • Jeff Pope

    President, Pope Construction Company

    Director, 2019

  • State Senator Larry Walker

    President & CEO, Walker Insurance Agency

    Director, 2017

  • Robert J. Walker


    Business Owner

    Director, 1975

  • Robert J. Walker, Jr.

    Business Owner

    Director, 2017