Personal Banking
We get personal when it comes to your financial success! Learn More
Savings Account
Experience the Convenience of Banking Blue!
Savings Builder
Swipe 'n Save - the Slick Way to Save!
What is Savings Builder?
Each time you swipe your debit card, Savings Builder will round up your purchase and 'save' the extra change for you!
- An easier, not thinking way to save
- No cost to enroll
- All you need is a checking, savings account, and debit card
Blue Savings
- Minimum opening deposit is $100
- Minimum daily balance of $100 required to avoid a maintenance fee
- Maintenance fee for balances below the minimum is $6 per quarter
- 3 withdrawals per quarter ($3 per withdrawal thereafter per quarter)
Accounts include up to six (6) transfers to third parties by preauthorized, automatic, or similar order per month, including transfers by check, draft, or similar order to third parties.
Interest rate subject to change at any time.
Apply OnlineBlue Money Market
The right choice for you with these special features:
- Minimum deposit to open is $1,000.
- Minimum daily balance to obtain the annual percentage yield - $1,000.
- No monthly flat fee.
- Four withdrawals per month - each additional withdrawal is $3.00.
- Tiered variable rate information equal to or greater than the following:
BlueFuture Savings
Getting your future started the right way with BlueFuture!
- For ages 13-24
- Minimum daily balance to avoid flat-fee $25
- Quarterly flat fee of $3 if balance falls below $25
- Minimum to open $25
- Online banking, mobile banking/deposit
- Interest bearing
- For added protection, option to link up to 2 accounts
Certificates of Deposit (CDs)
By depositing your money into a CD for a specific length of time, called a "term", you lock in a specified interest rate. The longer your term, the higher your rate of interest return will be. Morris Bank offers a guaranteed fixed interest rate on a wide variety of terms. The terms range from 3 months up to 5 years. You can withdraw your funds early if necessary, but an early withdrawal fee will be imposed.
At the term end, you have a ten-day grace period during which you can:
- Let your CD renew automatically at the current rate.
- Withdraw all or part of your deposit.
- Select a new term.
- Make one additional deposit.
Morris Moola
The Morris Moola savings program is designed to help teach children the value of a dollar. It leverages an interest-bearing savings account and can be a great tool for parents, grandparents, and educators. Children 13 years and younger are eligible for Moola accounts. Students in Dublin-Laurens, Wilkinson County, and Jones County can also participate in the In-School Savings Club.
Click here for more information about our In-School Savings Club.
Contact UsIRA Deposits
Get more from Morris!
Make the most of your retirement savings by putting them in a Morris IRA.
Enjoy high rates along with traditional and Roth IRA tax benefits for those who qualify.
Tiered Interest Rates
BLUE Money Market offers tiered interest rates on daily balances equal or greater to:
- $1,000
- $25,000
- $100,000
- $250,000
- $500,000+
(All savings accounts are interest bearing accounts with interest rate subject to change at any time at our discretion. Savings and Money Market accounts are limited to six (6) transfers to third parties by preauthorized, automatic or similar order per month, including those by check, draft, or similar order to third parties. We reserve the right to at any time require not less than 7 days notice in writing before each withdrawal from an interest-bearing savings account other than a time deposit or from any other savings account as defined by Regulation D.)
