Savings Accounts

Step up to the convenience of Blue! 

  • Blue Savings
  • Blue Money Market
  • **NEW** BlueFuture Savings
  • Morris Moola
  • Certificates of Deposit
  • IRA Deposits
  • Christmas Savings


Blue Savings

Blue Savings
  • Minimum opening deposit is $100
  • Minimum daily balance of $100 required to avoid a maintenance fee
  • Maintenance fee for balances below the minimum is $6 per quarter
  • 3 withdrawals per quarter ($3 per withdrawal thereafter per quarter)

Accounts include up to six (6) transfers to third parties by preauthorized, automatic, or similar order per month, including transfers by check, draft, or similar order to third parties.

Interest rate subject to change at any time.

Blue Money Market

The right choice for you with these special features:

  • Minimum deposit to open is $1,000.
  • Minimum daily balance to obtain the annual percentage yeild - $1,000.
  • No monthly flat fee.
  • Four withdrawals per month - each additional withdrawal is $3.00.
  • Tiered variable rate information equal to or greater than the following:

BlueFuture Savings

Getting your future started the right way with BlueFuture!

  • For ages 13-24
  • No minimum balance to maintain - Minimum daily balance to avoid flat-fee $25
  • Quarterly flat fee of $3 if balance falls below $25
  • Minimum to open $25
  • Online banking, mobile banking/deposit
  • $2 monthly flat fee waived with e-statement enrollment
  • Interest bearing
  • For added protection, option to link up to 2 accounts

Certificates of Deposit (CDs)

By depositing your money into a CD for a specific length of time, called a "term", you lock in a specified interest rate. The longer your term, the higher your rate of interest return will be. Morris Bank offers a guaranteed fixed interest rate on a wide variety of terms. The terms range from 3 months up to 5 years. You can withdraw your funds early if necessary, but an early withdrawal fee will be imposed.

At the term end, you have a ten-day grace period during which you can:

  • Let your CD renew automatically at the current rate.
  • Withdraw all or part of your deposit.
  • Select a new term.
  • Make one additional deposit.

Morris Moola

The Morris Moola savings program is designed to help teach children the value of a dollar. It leverages an interest-bearing savings account and can be a great tool for parents, grandparents, and educators. Children 12 years and younger are eligible for Moola accounts. Students in Dublin-Laurens, Wilkinson County, and Jones County can also participate in the In-School Savings Club.

Click here for more information about our In-School Savings Club.

IRA Deposits

Get more from Morris!


Make the most of your retirement savings by putting them in a Morris IRA.


Enjoy high rates along with traditional and Roth IRA tax benefits for those who qualify.


Read more about our IRAs.

Tiered Interest Rates

BLUE Money Market offers tiered interest rates on daily balances equal or greater to:

  • $1,000
  • $25,000
  • $100,000
  • $250,000
  • $500,000+