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Certificates of Deposit (CDs)

By depositing your money into a CD for a specific length of time, called a "term", you lock in a specified interest rate. The longer your term, the higher your rate of interest return will be. Morris Bank offers a guaranteed fixed interest rate on a wide variety of terms. The terms range from 3 months up to 5 years. You can withdraw your funds early if you necessary, but an early withdrawal fee will be imposed.

At the term end, you have a ten-day grace period during which you can:

Let your CD renew automatically at the current rate.
Withdraw all or part of your deposit.
Select a new term.
Make one additional deposit.

Certificates of Deposit (CDs)

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